Jennifer’s economic troubles increased when her daughter was born. Medical emergency and cost of becoming new parents made them dependent on credit cards. Jennifer said, “We were not living a luxury life, just living in some way. But the debt increased and I did not pay attention to it.”
Catgpt’s help
In the desire of change, Jennifer started a 30 -day personal finance challenge with the help of Chatgpt. Every day AI suggested him a small, but effective step, such as starting side cancel, canceling useless subscriptions or finding money lying in forgotten accounts. One day Chatgpt suggested that he should check his finance apps and bank accounts. Jennifer said, “During this time I received $ 10,000 (about 8.5 lakh rupees), which was lying in an old brokerage account.” On another day, on the advice of AI, he made a pantry-based mile plan, which reduced the cost of his monthly grocery to Rs 50,000.
More than half of debt settled in 30 days
By the end of the 30 -day challenge, Jennifer paid a loan of $ 12,078.93 (about Rs 10.3 lakh), which was about half of his total liability. Jennifer said, “It was not a magical financial hack. It was a process of facing its financial situation every day, tracking it, talking to him and seeing it. I stopped afraid of my numbers.”
Now next challenge
Now Jennifer is planning to start the second 30 -day challenge, so that the remaining debt can also be abolished. This news has come at a time when a personal date is increasing in America. According to the Federal Reserve Bank of New York, the debt of American homes reached $ 18.2 trillion in the first quarter of 2025. Jennifer’s story is an inspiration for those who are struggling with debt. He advised, “Don’t wait for start to start or be smart. You don’t need to know all the answers, just stop turning your face with your problems.”
