The United Airlines has a solid credit card lineup which includes four individual cards, United Quest Card (Look Rates and fees) Finding yourself in a sweet place.
It sits between the middle level product United Explorer Card (Look Rates and fees), For the first year with $ 0 introductory annual fee and then $ 150 annual fee, and United Club Card$ 695 with annual fee (see) Rates and fees,
The Quest Card features $ 350 annual fee and several allowances for semiferous united flyers.
Beyond the initial reception bonus, let’s get a little deep digging to see who needs – and who should not do – get the United Quest Card.
Main advantage
New applicants can earn 100,000 bonus miles and 3,000 premiere qualifying points after spending $ 4,000 on purchases in the first three months of opening the account.
TPG based on July 2025 ValuationBonus points are worth $ 1,300 (not including PQPS). This is the best offering ever We have seen On this card, thanks to the generous amount of bonus PQPS.
While the reception motion may be enough to bring you to the board, the United Quest Card also has other allowances that probably want to catch you for a long time, including:
- $ 200 credits: After the account opening and after every anniversary year, card holders will receive $ 200 in the United Travlabank Cash that will help offset the $ 350 annual fee.
- Awards flight exemption up to 20,000 miles: A automatically get a discount of 10,000 miles of each card holder’s anniversary (starting with your first anniversary). Then you can get another 10,000 mile discount after spending $ 20,000 in the calendar year.
- Checked bag benefits: Two Free check bag For cardholder and a partner on reservation.
- Boarding and upgrade privilege: Priority Boarding and Honor Space-Abstin United Elite Status,
- Hotel Credit: Credit for famous hotels and resorts by $ 150
- Airline Credit: JSX Credit by $ 150
- Rented car credit: Each account anniversary year through united cars to rent each two avis or budget car by each $ 40 in United Travlabank Cash
- Ride-Heling Credit: A bonus of $ 4 (for $ 12 for $ 12) in December), up to $ 8 in monthly statement credit for riding-hyling services.
- Seat upgrade: After spending $ 40,000 on purchase each calendar year on your card, earn two global economy plus upgrade
- Up to $ 120 credits for Global Entry or TSA Prechec Every four years
- 25% back (Wi-Fi, food and beverages contains) on United Inflite Purchase)
- No foreign transaction fee
- Trip Cancellation/Hurricane Insurance and Travel Delay Reimbursement
- Purchase protection
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Travalabank Cash has a great card profit $ 200 that helps cover the $ 350 annual fee of Quest. Meanwhile, the card provides two checked bags free, a profit that is also found on a more expensive $ 695-year joint club card.

Other allowances – such as 25% back on United Inflite Shopping, No foreign transaction feeA Global entry or TSA Prechec Credit And Travel safety – Both United Club and Explorer are also found.
Bonus category earning rate
The United Quest Card has a broad array of bonus categories. You will earn:
- Spend 8 miles per dollar on United Flights (5 miles to be a mileagePlus member and 3 to be a quest card holder)
- 5 miles per dollar spent on prepaid hotels booked through famous hotels and resorts
- 3 miles per dollar spent on united purchase
- 2 miles per dollar spent on all non-colored travel
- Spend 2 miles per dollar Meal And Select streaming
- All other purchases spent 1 mile per dollar
Who should get United Quest Card?
If you have decided that you want a joint card, then why do let’s narrow United Quest Card The best fit for you can be.
You fly united semi-fightley
There are significant differences between United explorerSearch and Club Card.
In simple terms, the explorer card fits the mold “topical united flyer” once or twice per year, the quest card holder “semifreakants fit into the united flyer” category and most club card holders are continuously united “that enjoy lounge access.
However, while diving deep into the benefits, it shows that the Quest Card (Most) is a better card for the explorer card, although you have to unite a handful of once per year to make the card really worth it.

The only tangible advantage of the explorer card is two -time United Club pass (that must be present to capitalize on the primary or authorized cardholder annually) and of course, low $ 150 annual fee (which does not apply during your first cardholder year).
But for semiferous united flyers, you can easily make up for $ 350 annual fee of Quest Card. Using $ 200 in travelbank cash should be easy to cover a large portion of the annual fee.
Finally, if you are a heavy packer – and plans to check two bags anytime – the quest card should be on your list.
Who should not get the United Quest Card?
You want United Club Lounge Access
If you want access to the United Club Lounge, then Search Probably not a good fit for you. It does not come with any lounge privilege, and you do not get any guest pass.

Instead, consider United Club CardClub card perennial perk is one Joint club membershipWhich generally spends $ 750 per year for a general United Milejplus member. Instead, you can pay $ 695 per year and reach the joint clubs for the primary cardholder and an adult partner and any child under 18 until you hold the card.
You are over 5/24
To be approved for any chase card for this 5/24 rules – With United Quest Card – You cannot open five or more individual credit cards in all banks in the last 24 months. If you are more than 5/24, consider the card from another issuer.
Connected: What to do after reaching 5/24
You do not give importance to United Miles
If you do not personally consider United Miles a valuable currency, the United Quest Card probably does not understand for you. Instead, you can see one Transferable mark cardLike Chase Neelam Favorites That (Look Rates and fees), It provides more redemption flexibility.
Ground level
United Quest Card is a great, middle-level option for those who are planning to blow up United. The $ 200 United Travel Credit per year is worth $ 350 annual fee, especially when it is a unique perk that has not been duplicated on other United Credit Cards. In addition, the excellent limited time reception motion makes this card even more seductive.
To learn more, read us Complete review of United Quest Card,
Apply here: United Quest Card
Connected: Best credit card for Flying United