According to Nelli Zaltsman, head of Blockchain Payments Innovation in Kanexis, JP Morgan, partition between decentralized finance (DEFI) and traditional finance (TRADFI) may disappear within the next few years.

Speaking with Sergei Nazrov, co-founder of Chenlink Labs in the RWA Summit Kan 2025, Zaltsman said that JP Morgan is emphasizing to merge the institutional-grade payment infrastructure with the emerging onchain assets, indicating what the mainstream block can be a tipping point.

“Our goal has always been to find the best way to work with the permission of public blockchain, regulatory environment,” said Jalsman. He described JP Morgan’s blockchain strategy as “asset agolic”, which is to provide real -time access to many networks, reducing friction.

Banking giant recently Pilved synchronized colony technology with chainlinksJP allows Morgan’s blockchain-based deposits for orchestrate transactions in individual blockchain. Nazarov said “very early signals” as Nazarov said how major banks can connect traditional capital to digital asset markets.

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Defi and Tradfi convergence closer than ever

Zaltsman predicted that artificial boundaries separating traditional and decentralized finances would dissolve faster than several expected, the desire to work simultaneously with better infrastructure and growing industry will.

He said that even a decade ago, JP Morgan had to create his personal blockchain due to the absence of appropriate solutions. “Thankfully today it’s not so,” said Zaltsman. He said, “It took many years that are devices that are less and in support,” he said.

“I hope this convergence happens soon after …

Last month, JP Morgan expands his blockchain efforts Pilot your new deposit tokensJPMD, on the base network of coinbase. Zaltsman launched the launch “called an exciting milestone for the team and I think the Northstar is like a moment for us.”

Different StabelcoinsThese deposit tokens remain within the bank’s deposit system, while customers provide direct access to blockchain-based markets, effectively reduce onchain liquidity with institutional cash management.

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JP Morgan sets banking trend

Meanwhile, Nazrov highlighted the industry-wide impact of JP Morgan’s participation. “What does JP Morgan do that it can run a lot of other banking institutions in the world to take notice,” he said.

Nazarov also stated that cryptographic proof and smart contracts can now give small oppositions the same reliability as top level banks, which can unlock new opportunities in capital markets.