Whereas Platinum Card® to American Express Offer many travel and lifestyle allowances, it is one of the most expensive cards in the market, which has an annual fee of $ 695 per year (see see Rates and feesOther than this, Amex hopes to re -make its premium card In 2025, and a high annual fee may come with it.
Meanwhile, Amax is slot under platinum American Express® Gold CardA product that carries low benefits but more delicious $ 325 annual fee (see) Rates and feesBoth cards offer a variety of statement credit and allowances to help offset their annual fees.
Each card holder has its own reasons to consider downgrade, and Amax Platinum is a card that I often consider downgrade. From Walmart+ Membership To Equivalent Credit, the card was introduced to the card to lend even more possible value in a laundry list (enrollment required for select benefits).
While the benefits are undoubtedly great, there is also a point on which the quantity is the quality of the trump, especially when an annual fee of about $ 700 is considered.
If you are thinking about downgrade from Amax Platinum Card, there are three reasons to migrate in Amax Gold Card here and how to make it to maximize your points.
Quick Comparison of Amex Platinum vs Amex Gold
Here is how Amax Platinum and Amex Gold Card Stack.
| Card | Amex platinum | Amex gold |
|---|---|---|
| Annual fee | $ 695 | $ 325 |
| Earned rates |
|
|
| Reception motion | Find out your proposal and see if you are eligible to earn a high of 175,000 membership award points after spending $ 8,000 on purchase within the first six months of card membership. Welcome offers are different, and you may not be eligible for a proposal. | Get 60,000 marks after spending $ 6,000 on your new card in the first six months of card membership. |
| Built -in credit |
Enrollment is necessary for selected benefits. |
Enrollment is necessary for selected benefits. |
| Lounge access | Access to American Express Global Lounge Collectionwhich includes Centurion Lounge, priority PassPlaza Premium and Escape Lounge, with Delta Sky Club On the same day flights. (Limited to 10 trips per year in Skyclub. Unlimited visits can be unlocked by spending $ 75,000 in a calendar year.)
Enrollment is necessary for selected benefits. |
nobody |
| Hotel status | Honor Gold Status with Hilton Honors and Marriott Bonwoy Lawalty Program
Enrollment is necessary for selected benefits. |
nobody |
| Cellphone Protection ** | To two claims; $ 800 per claim, up to $ 1,600 per 12 months period; $ 50 cutable | nobody |
| Trip blockage, cancellation and delay coverage ** | Trip blockage/cancellation: $ 10,000 per trip, maximum $ 20,000 per 12 months period
Delay in trip: up to $ 500 per trip when delayed; Up to two claims in a period of 12 months |
Trip blockage/cancellation: no one
Trip delay: up to $ 300 per trip when 12 or more hours; Up to two claims in a period of 12 months |
| Kansiaz | Dedicated platinum kansiaz | Standard Amex Consigiations Service |
*Your Amax Platinum or Amex Gold should be added to Uber account, and you can redeem with any Amex card; Valid only on American procurement.
** Eligibility and profit level varies by card. Terms, conditions and boundaries apply. For details go to Americanexpress.com/benefitsguide. The policies are written by the New Hampshire Insurance Company, an AIG company.
Why can you fall in Amax Gold
You don’t want to deal with so many credit
Amex platinum The annual statement is a pile of credit credits that have a variety of categories (up-to-$ 200 airline fee credit) and more ranging from shopping (Walmart+ Subscription).
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Casual Amax Platinum users, therefore, take a close look at what these credits are. It is clear from the specific nature of many of these allowances that many cardholders will not be able to use them all completely. With an annual fee of $ 695, you want to use at least several without going out of your way.
Amex platinum has at least 10 credits. There are four annuals, four monthly, one is bipolar and one is every 4 1/2 years. The annual credits are for clear plus, prepaid hotels, equipment, solasikils and airline fees; Monthly credits are for digital entertainment, Walmart+ and Uber Cash; Different credit is for Sachs Fifth Avenue; And the credit for a global entry/TSA Prechec enrollment fee is every 4 1/2 years.
meanwhile, Amex gold card There are five statement credits – three monthly and two bipolar.
It is also worth noting that both Amex Platinum and Amex Gold require enrollment before using several credits.
Connected: Does it make sense to keep an Amax Platinum and Amex Gold Card?
You do not need airport lounge access or hotel alete status
Many other Amex platinum travel allowances also provide significant values that cannot be judged in specific dollar volumes. But for more casual travelers, these allowances may not be much use.
For example, you will find one of the lounge membership of the most widespread airport with Amex Platinum. In particular, you will enjoy the priority pass select (enrollment required), using the growing collection of the Centurion Lounge of Amex while flying the delta air lines and access to the delta sky clubs. (Cardamembers will get 10 trips per year for Delta Sky Clubs or travel on the same day delta-managed flight with the ability to unlock unlimited by spending $ 75,000 in a calendar year while traveling on delta-managed flights on the same day.)
This makes Amax platinum the best Card for airport lounge accessPlatinum card holders can also register for Gold aristocratic position with both Marriott and Hilton And even the help of premium conservative services.
However, MX Gold can be a better fit if all these travel features look very spectacular.
You care more about earning points for everyday expenses
Amex platinum In many ways, Excel, but earning at everyday expenses is not one of them. Eligible from the American Express trip, earn 1 point per dollar spent on separate purchases from the airfare or through the airlines for 5 points per dollar spent on all purchases or directly (each calendar was spent up to $ 500,000 in the year, then 1 point per dollar) and the American Express trip with the hotel, which earns 5 marks per dollar per day, it is not every day.
Meanwhile, Amex earns 4 points per dollar spent in Gold Restaurant (then up to $ 50,000, then 1 after 1 dollar) worldwide and supermarkets in the US (up to $ 25,000, then 1 point per dollar), where a large part of the expense of specific house goes into each month.
The earnings of 3 points per dollar spent on the airfare are clearly not 5 points per dollar, but this means that you are not completely missing from possible awards when you carry Amex Gold.
Connected: 8 ways to avail maximum benefit of Amex Gold Card
How to ‘Downgrad’ to Amex Gold
Let’s start by clarifying one thing: if you decide your downgrade Amex platinumYou can open it outright and then open a new Amex Gold instead of requesting downgrade to sleep. Why? Okay, because with Amex, a card product change will not be eligible for you for a reception on the card, and you probably do not want to remember it.
strategy
currently, Amex gold card 60,000 welcome bonus Membership prize point After spending $ 6,000 on your new card in your first six -month card membership.
This bonus is a price of another $ 1,200 based on June 2025 of TPG. Valuation,
Note that you can usually earn a welcome bonus on any Amex card only in a lifetime, so if you have earlier earned a bonus on Amax Gold, you will probably be out of luck. And while Amax is officially not required to keep the card for a certain period before you downgrade, you are likely Wait at least one throughout the year Before canceling or downgraded the amex platinum.
Another option is that you dowry your amex platinum American Express® Green Card Since Amax Platinum, Gold and Green Cards are all considered within the same card family. Once you do this, you can apply a lump sum for Amax Gold. (But of course, this means that you still have two cards.)
The information of the Amax Green Card is collected independently by the point cow. The card details on this page or the card have not been provided by the issuer.
Retention proposal
Before taking a final decision to cancel or downgrade your platinum, when your annual fee is to see if you are targeted for you, it is certainly meaningful to call Amex (or live chat) Retention proposalThese offers are essentially the final-khai attempts to maintain you as a cardholder. When you call and talk with someone from that department, ask to move to Amax retention line.
In the past, I have won 20,000 membership award points to keep my card open for another year.
Ground level
Daweding from Amax Platinum to Amex Gold can be a good option for some card holders. If you only want to pay an annual fee, you can frame this question as follows: Do you want a high everyday earning rate on different types of categories? Or, do you want valuable travel and lifestyle allowances that will add luxury to your upcoming journey?
If the first option seems like you, Amax Gold may be a better fit. But if the second scenario aligns with your needs, you may want to keep Amax Platinum.
However, know that there is a place for both these cards in your wallet. In fact, Amax Gold and Amax Platinums complement each other with each other. Amex triafecta,
Apply here: American Express Gold Card
Apply here: Amex platinum
For the rates and fees of Amax Platinum, click Here,
For the rates and fees of Amax Gold, Click Here,
