Points and Miles World were echoing this week, consisting of two announcements from prominent issuers. The news of the first Monday was Upcoming fresh Of Platinum Card® to American ExpressThen, we learned about one on Tuesday Complete of Chase Neelam Reserve® Set to launch next week (and to impress the existing cardamembars by 26 October 2025).
Both these stories run a ton of traffic here in TPG, on site and on our social media channels, especially among the existing cardamambars. But as we also covered, there is no time now DecideThe premium card market is changing a lot, but it is more important than ever to breathe a breath and analysis of each product peacefully. Only then can you choose a one who will do the best work for you.
To help, here is a quick comparison of significant benefits on Amax Platinum, Neelam Reserve (23 June, 2025, or October 26, 2025, for existing cardamember). Capital One Venture X Reward Credit Card,
| Card | Amex platinum | Chase sapphire reserve | Capital One Venture X |
|---|---|---|---|
| Earned rates | 5 points per dollar spent directly on flights booked with or through airlines American Express Travel® (Purchase per $ 500,000 per calendar year, then 1 point per dollar)
5 points per dollar spent on prepaid hotels booked with American Express Travel 1 point per dollar spent on other eligible purchase |
8 points per dollar spent on purchasing all chase travel
5 points per dollar spent on lyft ride (30 September, 2027) 4 points per dollar spent on direct flights with merchant and hotel procurement 3 points per dollar spent on food purchase 1 point per dollar spent on all other purchases |
Hotel and car booked through 10 miles per dollar spent on rent Capital a visit
Capital spent 5 miles per dollar booked on holiday fare and flights booked through a visit Spend 2 miles per dollar All other purchases |
| Transfer partner | 21 (18 Airlines and three hotel programs) | 14 (11 Airlines and three hotel programs) | 15-Plus (16 Airlines and three hotels programs) |
| TPG’s June 2025 Evaluation | 2 cents per point | 2.05 cents per point | 1.85 cents per mile |
| Direct travel redemption |
|
|
|
| Lounge access | Eligible Cardamemers have access to American Express Global Lounge Collection, including:
|
Chase sapphire lounge
Priority pass lounge |
Capital a lounge
Priority pass lounge |
| Lounge guest privilege | Priority Pass, two free guests in Plaza Premium and Escape Lounge | Sapphire and two free guests in priority pass lounge | Two free guests in Capital One and Priority Pass Lounge, although it will be Be more restrictive As as February 1, 2026 |
| Notable details credit |
*Nomination requires; TeaRMS is applied. |
|
|
| Aristocratic | Gold status with Marriott Bonwoy and Hilton Honors (required enrollment) | Honor IHG A Wisdom of Platinum through December 31, 2027 | nobody |
| Annual fee | $ 695 (See) Rates and fees, | $ 550, although it will increase to $ 795 for new applicants on or after June 23, 2025 (existing cardamberries will see a new annual fee on their next renewal on or after 26 October, 2025 or after their next renewal) | $ 395 |
As you can see, there is one Very To consider looking at these three cards – and it is also not a factor in any reception bonus you will earn by adding one to your wallet for the first time. One can excel in its earning rates, while the statement credit is better on another.
Read more: Earn high as a reception of 175,000 marks on Amax Platinum
Nevertheless, there are some concrete ways to analyze that can be better fit for your situation.
What is your specific expense activity?
The bonus categories of the Neelam Reserve are one of its biggest changes, as you will no longer enjoy earning 3 points per dollar at all travel expenses. Starting next week (or 26 October, 2025, for existing cardamembars), it will spend 8 points per dollar spent on chase travel, 4 points per dollar on airline and hotel booking, 3 points spent on food purchase and every dollar will be spent every dollar.
This change hurts me personally, but overall, it is still a cut above the Amex Platinum and Venture X. However, Venture X is excellent for all purchases, given that you spend at least 2 miles per dollar, so think where you spend your money and which card will maximize those purchases.
What is the real value of the statement credit?
Card issuers have embraced Annual details credit In recent years, but these allowances are important to think about their own, real -world value. The journey credit of the Neelam Reserve remains the most flexible, although I would say that Venture X is one close to another. Meanwhile, the airline fee credit on Amax Platinum you need to select a specific airline and apply to fees, not only aircraft fare.
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However, Amax is a long list of platinum Other details creditWhile the Neelam Reserve will soon have its list. But think how easy they want to use, and to what extent you will really use them to save money. For example, an Apple TV+ membership only puts money back in your pocket if you already pay for it.
Which currency is the most valuable for you?
Each of them Transferable currencies You can offer tremendous value, but you should analyze which makes sense for you. Amax usually provides the lowest direct redemption value, but it has great transfer partners such as the Ana Mileage Club. The chase currently has the best value for direct redemption, but it will eventually change with the implementation of the points boost. Meanwhile, Capital Forest is potentially the most flexible option, as you can charge any travel purchase in your card and then Regarding your miles for a statement credit To offset it.
Look at transfer partners and be honest about how you plan to use your awards. Then, choose the program that fit your habits.
What do you really have lounge access to where you live and fly?
Finally, look at your home airport and lounge in your frequent destinations. Does one of these cards provide more comprehensive access? What about guest policies and charges? If you often travel with your family like I do, you want to pay attention to it while looking at access. The issuer-branded lounges are excellent, but there is no value in achieving access Neelam Lounge at Lagardia Airport (LGA), New York If you always blow delta air lines, which operates from a separate terminal.
It’s time to make decisions
The most important thing to note is that you have a lot of time to decide which of these cards are right for you. Finally, the current Neelam Reserve Cardamembars will not see a high annual fee until their next renovation date (or later) on October 26, 2025. We won’t see New lounge access restriction with Venture X Until 1 February, 2026. And we have zero details what can look like a modified Amex platinum. Maybe it is Annual fee can be $ 1,000 hits – But Amex can also take a completely different view.
These announcements are easy to get stuck, but do not make an emotional decision. Carefully analyze each card through the lens of your position. Then, choose the best award and the highest value (compared to the annual fee).
For the rates and fees of Amax Platinum, click Here,
