If federal MPs have approved the domestic policy package of President Donald Trump, a large beautiful bill act, which is now moving through the Senate, millions of people are expected to lose access to Medicade and Cheap Care Act market health insurance schemes.

Senate lead leader John Thyun discussed health care and pending laws in an interview with South Dakota TV station Kota. But he focused on a different type of health insurance-judge-proposed insurance.

“Many times, health care comes with a job,” the thein said.

In the interview, Theun’s comments were made in the context of highlighting the GOP’s economic policy objective. “The creation of those better-paying jobs that come up with profit, eventually here is the goal,” he said.

KFF Health News reached the Theun’s office to know the basis for this comment. His Director of Communications, Ryan Vress replied by repeating the message of the theun: “A worker has the ability to lead a job from getting a job.”

Paul Frostin, Director, Health Benefits Research at Employees Benefit Research Institute, said that the comments of the theun may also be for discussion about the Medicade work requirements. A large beautiful bill act will allow adults to enroll in the medicid, if they prove that they are working, working, or searching or training for work.

Medicade funded by the federal government and states is the main health insurance program of the country for low -income people. Some people disabled are also eligible.

Some Republicans have manufactured on jobs talking to medicid cuts and work requirements. For example, Sen James Lankford (R-Okla.), CNBC reported that the bill is “not about kicking people with a medicid.

But health policy experts made us clear that getting a job is not guaranteed to work.

Employer-Health Insurance: Basics

These experts said that most jobs provide health insurance. But he also said that the link between employment and working coverage is not always straight.

“When I look at this statement, I like, ‘I have got a lot to say about it.” But I am not arguing with the statement, “said Franstin.

Matthew Rai, an associate director focused on researching private insurance in KFF, which is a health notice non -profit organization, including KFF Health News, was also weighed.

Rai said, “Employer-proposed coverage remains the basis of how people get health insurance in the United States.” “I would say that getting a job is not a guarantee that you are going to do health insurance. It just increases the chances of achieving it.”

About 60% of the Americans under 65 get health insurance through their jobs through their jobs or as someone dependent through their work through their work as a spouse, child, or others.

Those who were eligible among workers between 18 and 64 years of age, but they did not sign up for their workplace insurance, 28% said that they did not decide not to enroll that the plans were very expensive, 2023 KFF data showed.

Most of these workers got health insurance elsewhere, such as through a relative’s workplace plan. But a small percentage of eligible employees, 3.7%, were without license.

Frontin said that health insurance has been “the most important benefit in the workplace” as businesses have introduced its offer to recruit employees in a tight labor market during World War II.

Federal law also encourages companies to offer schemes. Under the Affordable Care Act, employers with 50 or more full -time workers are punished if most employees do not insure what the federal government considers cheap.

As of last year, 54% of companies offered health insurance to at least some employees according to KFF.

But this is not the main way that ACA helped reduce the rate of people without health insurance, said Professor Melissa Thomson at Miami University in Ohio, who specializes in the economic history of health insurance. “Almost all” changes, he said, ACA produced private market schemes and allows states to expand the medicade eligibility.

Health policy analysts say that a large beautiful bill will make the marketplace schemes more difficult to qualify or bear marketplace schemes, with proposals that will increase paperwork, reduce the duration of enrollment, and allow the increased tax credit to be extracted. Thomson also said that the political rhetoric around jobs and health insurance is not always align.

“We often talk about small businesses that are the engine of employment generation,” but are businesses that often cannot afford to offer workplace insurance, he said.

So who is not insuring through workplace insurance?

The most obvious categories of those who do not have workplace insurance are those who do not have a job. The group consists of children and retired people, people who search for work, people who do not work, and those who cannot do work, due to disability or illness.

Another group without insurance provided by the employer has 25% of people aged 18 to 64 who have jobs, but according to 2023 data from KFF, are unable to get such insurance.

Some of these people work for companies that do not offer health insurance. These employers are part of small businesses or some industries, such as farming and construction.

Other companies have part -time, temporary or seasonal workers who only provide health insurance to full -time employees. According to 2023 KFF data, low -income workers are much less likely than people with high income for workplace insurance.

Those who do not get employed or insurance through their jobs can get coverage in other ways. Some are insured through a relative’s workplace plan, while others buy schemes and may qualify for subsidy at ACA marketplace.

Others get insurance through Medicade or Medicare, federal health insurance programs for people aged 65 or older and some people for people with disabilities.

Cost and quality – and so access to care – different

Just because someone has health insurance, it does not mean that they will get health care. If their plans are ineffective or if they limit in-network providers, people can leave or delay care.

“Health Benefits come in all shapes and sizes,” said Franstin. “Some employers provide very generous benefits, and other people do so.”

KFF data suggests that the cost-sharing expenses of premium and enrollis have increased faster than wages from 2008 to 2018 but have slowed down in recent years.

Whether workplace insurance is cheap, there is considerable variation from income. According to 2020 KFF data, the lower-oriented families insured through a full-time worker, on average, 10.4%of their income at premium and out-of-pocket cost. It is more than doubled at the rate while looking at families in all income.

Our rule

“Many times, health care comes with a job.”

This statement is partially accurate. Most workers in the US get health coverage through work. But it shines on aspects of our country’s job-based health insurance system-such as costs and coverage, especially for low-income people, an employer can out of access, even if it is available.

Ground level: Not all jobs provide health insurance or provide plans to all their workers. When they do, the cost and quality vary widely – the theme statement makes the statement an oversmiplification.

We make this statement half true.